Illinois roofing contractor insurance requirements

What Illinois law and licensing authorities require of roofing contractors — insurance, bonds, and workers' compensation. 3 of 3 rows below carry a machine-verified quote from an official source; the rest say so honestly. Last checked 2026-09-05.

This page lists requirements published by official sources, with the exact wording and a check date on every verified row. It is not legal or insurance advice, and it does not cover city or county rules — always confirm with the linked official source.
Public liability + property damage insurance (license-tied)
verified 2026-09-05		Illinois roofing-contractor license applicants must show public liability and property-damage insurance (amounts set by the Department) and workers' compensation coverage (225 ILCS 335/3).
Source: Illinois Roofing Industry Licensing Act, 225 ILCS 335 (official — ilga.gov)
exact wording on the official page
“the applicant has obtained public liability and property damage insurance in such amounts and under such circumstances as may be determined by the Department; (b) the applicant has obtained Workers' Compensation insurance for roofing covering the applicant's employees or is approved as a self-insurer of Workers' Compensation in accordance with Illinois law”
License bond
verified 2026-09-05		Illinois roofing licensees file a continuous bond: $10,000 for a limited license, $25,000 for an unlimited license (225 ILCS 335/3).
Source: Illinois Roofing Industry Licensing Act, 225 ILCS 335 (official — ilga.gov)
exact wording on the official page
“the applicant has submitted a continuous bond to the Department in the amount of $10,000 for a limited license and in the amount of $25,000 for an unlimited license”
Workers' compensation
verified 2026-09-05		Employers covered by the Act must insure their full compensation liability with a licensed Illinois carrier or qualify as self-insurers; coverage is automatic for the enterprises the Act lists (820 ILCS 305/3, /4). Check with the IWCC whether a specific business is covered.
Source: Illinois Workers' Compensation Act, 820 ILCS 305 (official — ilga.gov)
exact wording on the official page
“Insure his entire liability to pay such compensation in some insurance carrier authorized, licensed, or permitted to do such insurance business in this State”
“shall apply automatically and without election to the State, county, city, town, township, incorporated village or school district, body politic or municipal corporation, and to all employers and all their employees, engaged in any department of the following enterprises”
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Official sources for this page

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