Pennsylvania general contractor insurance requirements

What Pennsylvania law and licensing authorities require of general contractors — insurance, bonds, and workers' compensation. 2 of 2 rows below carry a machine-verified quote from an official source; the rest say so honestly. Last checked 2026-09-05.

This page lists requirements published by official sources, with the exact wording and a check date on every verified row. It is not legal or insurance advice, and it does not cover city or county rules — always confirm with the linked official source.
Home-improvement contractor registration
verified 2026-09-05		Pennsylvania's Home Improvement Consumer Protection Act requires home improvement contractors to register with the Attorney General. The registration's insurance minimums are not stated on the fetchable official page — get them from the Attorney General's HICPA materials before registering.
Source: Pennsylvania Attorney General — home improvement contractor registration (HICPA)
exact wording on the official page
“HICPA is a Pennsylvania law that requires home improvement contractors to register and follow consumer protection rules to protect homeowners.”
Workers' compensation
verified 2026-09-05		Mandatory for most employers under Pennsylvania law; operating without it risks employee lawsuits and criminal prosecution.
Source: Pennsylvania Department of Labor & Industry — workers' compensation
exact wording on the official page
“Workers' compensation coverage is mandatory for most employers under Pennsylvania law. Employers who do not have workers' compensation coverage may be subject to lawsuits by employees and to criminal prosecution by the commonwealth.”
Comparing quotes for these coverages is done through licensed insurance marketplaces. (Partner placement reserved; text only for now — this site names no insurers.)

Official sources for this page

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